PhilHealth, SSS, GSIS, etc. put officer and employee salaries, allowances, benefits, bonuses and other perks as FIRST PRIORITY. Increased premiums as next priority. Increasing member benefits always last thing in their minds. Government monopoly. Mandatory membership. No risk. Bailouts when needed. Inefficient operations. Where is the PUBLIC SERVICE? http://wp.me/p3QDQJ-aV http://wp.me/p3QDQJ-g5 http://wp.me/p3QDQJ-r6 http://wp.me/p3QRCo-c6 http://wp.me/p3QRCo-bW http://wp.me/p3QRCo-bW http://wp.me/p3QDQJ-qC http://wp.me/p3QDQJ-p0